Opportunity Information: Apply for NCD 23 01
The National Council on Disability (NCD) grant opportunity titled "NCD Progress Report 2023: Income and Assets Limitations Imposed by the Federal Government on People with Disabilities: A Way Forward" funds a single project to produce NCDs 2023 progress report focused on how federal income and asset limits affect the economic security of people with disabilities. The opportunity is framed around a longstanding problem: people with disabilities experience significantly higher rates of unemployment and poverty, and a major driver of this is the way certain public benefits are structured. In many safety net programs, earning above a set threshold or accumulating more than a modest amount of savings can lead to a reduction or complete loss of benefits. Because many beneficiaries rely on these supports for essential services, including home and community-based services, the risk of losing them can be too high to justify pursuing higher wages, more hours, promotions, or long-term career growth.
A central concept in the project is the "income cliff," meaning the sharp drop in benefits that can happen when earnings exceed program limits. NCD emphasizes that this dynamic can unintentionally discourage competitive integrated employment, or push people to limit their hours and earnings to stay eligible. The result is not only reduced individual income, but also reduced job mobility and job security, which can trap people in long-term financial instability. The funding notice also raises a broader policy question: whether these income and asset limits truly save taxpayer dollars, or whether they instead suppress workforce participation, reduce tax revenue, and limit broader economic activity.
The funded work is expected to identify and evaluate reforms to government-imposed income and asset restrictions within federal safety net programs in order to better support economic self-sufficiency for people with disabilities. The report is required to directly address several specific questions: whether income and asset limits increase dependency on benefits rather than reducing it; whether reforms can preserve the original purpose of safety net programs while also encouraging independence and asset-building; what policy options could support employment without forcing people to risk losing critical long-term health coverage or supports; and what has worked, and what has not worked, in Ticket to Work and similar employment support efforts, including practical recommendations for improvement.
Another major deliverable is a progress-oriented review of NCDs prior work on this topic. The contractor is expected to locate and assess recommendations from NCDs previous reports and papers, determine which recommendations have been implemented, identify which have not been implemented but remain relevant, and update those recommendations to reflect current disability policy initiatives and conditions. In other words, this is not just a new analysis, but also a status check and refresh of NCDs existing policy roadmap on income and asset barriers.
Methodologically, the project must examine both federal program rules and how states administer and implement those programs in practice, since state-level choices can shape how benefits interact with employment and savings. The contractor must also present a current picture of wages earned by people with disabilities compared to people without disabilities, and then compare those findings to labor agency data such as hourly wages and average salaries at different career stages (entry level, middle management, senior management). This wage context is meant to help clarify where benefit loss risks intersect with realistic earning trajectories, and to support an analysis that makes it clear when and under what conditions competitive employment becomes more advantageous than remaining within benefit limits.
Stakeholder engagement is built into the required approach. The contractor must hold one or more virtual convenings and is responsible for developing the invitee list and agenda. These sessions are meant to ensure meaningful input from key stakeholders, including disability organizations with expertise on the issue and people with disabilities who have directly experienced the income and asset barriers being studied. In addition to convenings, interviews with key stakeholders are required to gather detailed perspectives and evidence that can inform recommendations. The final product is expected to synthesize program review, state implementation analysis, wage comparisons, and stakeholder input into a set of practical, updated reforms that reduce the punitive effects of income and asset limits while maintaining access to essential supports.
Administratively, the opportunity is a discretionary cooperative agreement funded by NCD under CFDA 92.002, in the Employment, Labor and Training category. Eligibility is listed as unrestricted (open to any entity type, unless further limited in the full eligibility text). NCD anticipated making one award with a ceiling of $150,000. The funding opportunity number is NCD 23 01, it was created October 4, 2022, and the original closing date was November 4, 2022.Apply for NCD 23 01
- The National Council on Disability in the employment, labor and training sector is offering a public funding opportunity titled "NCD Progress Report 2023: Income and Assets Limitations Imposed by the Federal Government on People with Disabilities: A Way Forward" and is now available to receive applicants.
- Interested and eligible applicants and submit their applications by referencing the CFDA number(s): 92.002.
- This funding opportunity was created on Oct 04, 2022.
- Applicants must submit their applications by Nov 04, 2022. (Agency may still review applications by suitable applicants for the remaining/unused allocated funding in 2026.)
- Each selected applicant is eligible to receive up to $150,000.00 in funding.
- The number of recipients for this funding is limited to 1 candidate(s).
- Eligible applicants include: Unrestricted (i.e., open to any type of entity above), subject to any clarification in text field entitled Additional Information on Eligibility.
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